A common concern among drivers in the market for a new or used vehicle is where the vehicle falls in the car insurance group list. See, vehicle class plays a significant role in your final rate quote. The realty is, if you are on a tight budget, it will be to your advantage to purchase a car placed in a low insurance group. This is especially true if you are purchasing a vehicle for a young driver or if you have a poor driving record. On the flip side, if you have been driving for a considerable amount of time and have a good driving record, the insurance group won’t put too much of a dent in your wallet. Let me explain…

To find out where the vehicle you are interested in fall in the car insurance group list, all you need to know is the manufacturer and model. For your convenience here’s some of the top models in a few of the most popular groups. The highest car insurance group is 20 which includes the likes of the Porsche Cayenne GTS, the Bentley Continental Supersport Convertible, or the Corvette C6 6.2 V8 Convertible. These cars carry the most risk and often are the hardest to insure regardless of your driving record and years of experiences.

The cars with the lowest risk fall into group 1 and are fairly easy to ensure. This would include vehicles such as the Volkswagen Fox or the Suzuki Alto. Cars with medium risk would fall into group 12. Popular models like the Toyota Camry, BMW 3Series and the Chrysler PT Cruiser. So there you have it. A broad overview of the car insurance group list, how it works and what you can expect.